Courtesy Improves Scheduled Appointments

Always be on time. It's polite.
Always be on time. It's the right thing to do.
Always be on time. It saves time.
Always leave before your time is up. It's respectful.
What if people make you wait longer than is usual¬ly expected? Let them know that your time is just as valuable as theirs. Courteously say: "Mr. Banker, your time is valuable and it seems as if you have had a hectic day. I know how you feel, I've had days like that before, too. I have a meeting that starts in an hour; I'm afraid that I won't be able to discuss my account with you and get to that meeting on time. Loan me the $1 million now and we'll both save time." A statement like this tells Mr. Banker that you value your time as much as he does his. Next time you have an appointment, you will be seen promptly. If not, find a more respectful banker¬ and one who has money to loan.